Single Story For Sale in Colonia Santa Monica, Mexicali

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•  2 bath , 3 bdrm single story FOR SALE  USD169,000 .
MLS® EIL0001

Playa Santa Mónica
Playas de rosarito baja CFA KM 22 Carretera libre Tijuana Ensenada Rosarito baja California Comunidad Privada Land List

Si quieres tener la aventura de vivir en la playa, Santa Mónica esta diseñada especialmente para ti.

Santa Mónica es un campo playero super tranquilo justo para el retiro y te brindará la tranquilidad que estás buscando, sin olvidar estamos hablando de Land list esto quiere decir que estas invirtiendo en la casa no en la tierra, al comprar esta propiedad el desarrollador elabora un contrato privado que estará renovando cada 5 años con un costo iniciando con la cantidad de $500 dolares mensuales..

La ventaja de tener una propiedad en la playa y en Land list es que está super cerca al mar tienes muy buenos vecinos tranquilidad garantizada y pagas un precio muy accesible..

Si tienes dudas comunícate a remax Baja Realty. Estela iñiguez…

Santa Monica Beach
Playas de rosarito baja CFA KM 22 Carretera libre Tijuana Ensenada Rosarito baja California Private Community Land List

If you want to have the adventure of living on the beach, Santa Monica is specially designed for you.

Santa Monica is a super quiet beach field just for retirement and will give you the tranquility you are looking for, without forgetting we are talking about Land list this means that you are investing in the house not in the land, when buying this property the developer develops a private contract that will be renewed every 5 years with a cost starting with the amount of $ 500 per month.

The advantage of having a property on the beach and in Land list is that it is super close to the sea you have very good neighbors guaranteed tranquility and you pay a very accessible price ..

If in doubt, contact remax Baja Realty. Estela Iñiguez …

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Single Story For Sale in REAL DEL MAR, Playas de Rosarito

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•  single story FOR SALE  USD800,000 .
MLS® GNH0003

Casa en venta en Playas de Rosarito, en las Quintas de Real Del Mar, cuenta con campo de golf, vista al mar, 2 pisos, 5 recamaras, 5 baños, amplio lugar para vivir con tu familia, con titulo de propiedad, hecha de puro concreto, cuenta con cuarto de lavar, espectacular terraza con balcón, chimenea, patio muy amplio, jardín con riego programado.

TERRENO : 646 mt2 , 467 mt2 de construcción con garaje para 2 carros.

Amenidades dentro del desarrollo.

Alberca, cancha de tenis, Casa club, Area de juegos para niños, Campo de Golf, Jacuzzi, Seguridad 24/7 Gimnasio, Colegio Aleman, Equitacion.

Comprende todo el inmobiliario y Equipo:

Microondas, refrigerador, Estufas, Lavadora, Secadora, Cocina integral, Caba para botellas de vino, Amplio cuarto de estudio-librero.

Se encuentra a 10 min. De la frontera por la Autopista Tijuana-Ensenada, 45 min. De Ensenada y valle de Guadalupe, 25 min. Del legendario y tradicional Puerto Nuevo capital de la Langosta.

home for sale in Rosarito Beach in the Quintas of Real Del Mar, has a golf course, ocean view, 2 floors, 5 bedrooms, 5 bathrooms, ample place to live with your family, with title deed, made of pure concrete, has room to wash, spectacular terrace with balcony, fireplace, very large patio, garden with programmed irrigation.

LAND: 646 m2, 467 m2 of construction with garage for 2 cars.

Amenities within development.

Pool, tennis court, Clubhouse, Playground for children, Golf Course, Jacuzzi, 24/7 Security Gym, German School, Horse riding.

It includes all real estate and Equipment:

Microwave, refrigerator, Stoves, Washer, Dryer, Built-in kitchen, Wine bottle cabin, Large study-bookcase room.

It is 10 min. From the border on the Tijuana-Ensenada Highway, 45 min. From Ensenada and Guadalupe Valley, 25 min. From the legendary and traditional Puerto Nuevo capital of the Lobster.

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Price dropped on Villas del Mar #41 Rosarito Centro, Super oportunidad a unos pasos del Mar! in VILLAS DEL MAR

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Announcing a price drop on Villas del Mar #41 Rosarito Centro, Super oportunidad a unos pasos del Mar!, a 1 bath , 1 half bath , 3 bdrm duplex. Now FOR SALE  USD160,000 . REDUCED PRICE
MLS® 01AL

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Single Story For Sale in San Angel, Tijuana

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•  376 sqm single story FOR SALE  USD75,000 .
MLS® MRL002

Construya La casa de sus Sueños en este Bonito Lote De Esquina de 376 m2 con una Hermosa Vista Panoramica Al Mar, en un desarollo Rustico, donde esta alejado del ruido de la ciudad, no obstante esta solo a 10 minutos del centro de Rosarito y aproximadamente 25 minutos de La Linea Interanacionaol y 35 min.. del Hermoso puerto de Ensenada Y el valle de Guadalupe.

Build Your dream home in Our BEAUTIFUL PLAYAS DE ROSARITO.This Beautiful Corner Lot of 376 m2 or 4045 sq ft has a Panoramic View Of the PACIFIC OCEAN. In a Rustic development away from all the City noise and Yet, your only 10 min away from the Down Town Rosarito, 30 min. away from The Beautiful Port Of Ensenada and The Valle De Guadalupe (Wine Country)

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Bi-Level For Sale in ROSAMAR , PLAYAS DE ROSARITO

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•  200 sqft , 2 bath , 1 half bath , 3 bdrm bi-level FOR SALE  USD175,000 .
MLS® ALH0007

HERMOSA CASA NUEVECITA CON VISTA AL MAR, DOS PISOS,3 RECAMARAS, CUARTO DE LAVAR, RECAMARA PRINCIPAL CON TERRAZA BAÑO COMPLETO Y WALKING CLOSET, GARAGE PARA 3 CARROS, BONITO FRACCIONAMIENTO CON SEGURIDAD 24/7, A 25 MINUTOS DE LA LINEA INTERNACIONAL CON DOS RUTAS DE ACCESO RAPIDO, A 8 MINUTOS DE LA PLAZA COMERCIAL PABELON ROSARITO.
COCINA, CLOSETS Y LOZETA PUEDE SER A ESCOGER COLOR.
*ESCRITURAS EN ORDEN DEBIDAMENTE TITULADO O REGISTRADO!

BEAUTIFUL OCEAN VIEW BRAND NEW HOUSE, 2 FLOORS, 3 BEDROOMS, 2.5 BATHROOMS, MAIN BEDROOM WITH FULL BATH, TERRACE AND WALKING CLOSET, GARAGE FOR 3 CARS, GATED COMMUNITY, SECURITY 24/7, LOCATED JUST 25 MINUTES FROM THE INTERNATIONAL US BORDER, AND 8 MINUTES FROM THE PABELLON ROSARITO COMMERCIAL PLAZA.
YOU CAN CHOOSE THE COLOR OF KITCHEN, CLOSETS AND TILE..
ALL DOCUMENTS IN ORDER, ESCRITURAS!

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Everyting You Need to Know About Medicare Abroad

Time and again, I get asked the questions, “Can I take my U.S. Medicare coverage with me when I move overseas?” It´s a simple question, but the answer is a little more complex. In effect, the answer is: Yes! But to figure out how, we need to look at things in a bit more detail.

What is Medicare?

Medicare is the U.S. federal health insurence program for people age 65 and over. It also extends to certain younger people with discabilities and those with ESRD.

How does Medicare work?

Medicare is divided into parts A,B,C and D. Part A and B make up Original Medicare and are usually received automatically at age 65. Together, they are designed to cover 80% of Medicare-approved services.

PART A: Covers Hospital stays, care in a skilled nursing facility , and home health-care , under certain circumstances.

PART B: Covers Medical Services received from a doctor and supplies that are medically necessary to treat your health condition. These can include outpatient care, preventive services, diagnostic services, ambulance services, and durable medical equipment.

PART C: Medical Advantage Plans, are a type of Medicare health plan offered by private insurance companies that contact with Medicare. Medicare advantage Plans provide all of part a, part b and in many cases part d benefits most advantage Plans include worldwide emergency care services.

PART D: Covers prescription drug coverage. It must be purchased separately as a stand-alon Part D policy, or in a MP-PD, Medicare Advantage Plan.

Medicare Supplements Plans, also called Medi-gap plans, are also offered by private insurance companies that contact with Medicare. They cover certain healthcare cost not covered by Original Medicare, such as deductibles, copayments, and the 20% (after deductible) co-insurance that Medicare alone does not cover. Some Supplement Plans offer worldwide coverage for urgently needed services and some of them do not. Read the Evidence of Coverage carefull. In addition to worldeide urgenly needed services, Plan G and F provide world traveler coverage for Medicare-approved services.

Now, onto the questions I hear regularly.

What if I plan to be a part-time retiree, living four to six months abroad each year, and then returning to the State for the year–what should I do about Medicare?

In this scenario, it would be advisable to maintain your Medicare A,B, and either an Advantage Plan or a Supplement Plan (Medi-Gap). For an Advantage Plan, you are required to maintain Parts A and B active, and to reside in the covarage area for a minimum of six mounth per year, Most Advantage Plans have low or zero premiums , and they include worldwine emergency medical covarage. For a Supplement Plan you are required maintain Plan A and B, and to reside in the state that issues the Plan. Plans F and  G include worldwine emergency care, as well  as foreign travel coverage for Medicare-approved services. When receiving medical care during foreign travel , you most pay $250 deductible, 20% of all services costs, and all amounts over $50,000 lifetime maximum for world foreign travel coverage. You must pay for services upfront and submit proof of payment to your carrier for reimbursement.

I plan to live full-time overseas— but I suppose there’s always the chance I’ll return to the U.S. when I’m older, if my circumstances change. Is it  worth my while to maintain any portion of Medicare, on the off chance that I’ll need it? What are the pluses and minuses of doing so?

There are two basic requirements to maintain Medicare Parts A and B. The recipient must maintain his or her citizenship or legal status in the U.S. and he/she must stay current with the Part B premiums. There is currently no residence requirement for Original Medicare (Part A and B).

In most cases, Part A has no monthly premium and it is expensive to re-purchase later. Therefore, there is seldom any reason to drop your Part A covarage. Part B has an increasing monthly premium: for 2018, it has an average cost per month of $134 However, there are several reasons that make it worthwhile to keep Part B. These include being able to take up coverage the day you return to the U.S. or its territories, avoiding any monetary or timing penalties upon reapplication, and the freedom to apply for either an Advantage or Supplement Plan as soon as your return to the U.S

Example 1. Janice Smith loses her husband while living in Thailand. She decides to return to the  the U.S. and live out her day close to her children and grandchildren, Because she has kept both Part A and B, she will have first-day coverage when she returns to the U.S. with no penalties or premium increases for being absent from the U.S. she can immediatly apply on june 30, she will be covered on july 1. If she is over 65 and three months old she will have to undergo medical underwriting (based on the health criteria of the issuing company) in order to quality for a supplement Plan, but not for an Advantage plan.

Example 2. While living in Thailand, Janice and her husband decide to discontinue their Part B coverage. A few years later, Janice loses her husband while living in Thailand. If she returns from Thailand after March 31, she must wait until January of the following year to being Part B coverage. Whenever she return to the U.S. she will pay a penalty when she reap-plies for Part B coverage. If she applies for a supplement, she wil have to queality for coverage based on the health criteria of issuing company.

Always weigh your options before dropping Part B coverage when beginning your expat life.

I plan to be a “roving retiree” and spend a few years traveling in retirement before retuning to the U.S. At that point. I figure I may spend part of the year away and  part of the year Stateside. What should I do about Medicare? Is it worth paying for it even while I´m traveling?

Balancing the cost of maintaining Medicare coverage while living and travelling outside the U.S. depends on individual circumstances, In the end, the decision is personal to each of us. However, certain principles apply to most situations.

If the “roving retiree maintains residence in the U.S. he/she could maintain Parts A and B, and keep the Supplement Plan in force.

The advantages of doing that are:

  • Having access to worldwine emergency and traveler coverage while out to the States, via the F or G  supplements Plan.
  • If an emergency return to the U.S. is needed, being fully covered immediatly upon re-entry.
  • Not having to undergo health underwriting for a supplement Plan upon return to the U.S.

The disavantage are:

  • Having to continue to pay Plan B and Supplement premiums.
  • Maintaining legal residence in the U.S. while traveling abroad.

If the retiree discontinues Part B, the supplement in terminated. The retiree would then face the same time delays and monetary penalties to renew coverage that we saw in the Example 2 scenerio of Janice Smith living in Thailand.

Wherever you maintain residence or not, if you drop Part B, your face the same time delays and penalties when you reapply for coverage.

Do I have to keep as address in the U.S. to Medicare coverage? For instance, if I am resident in Costa Rica, and I’ve arranged my finances so that I no longer have a state income tax liability (beacause I left the U.S. from Florida, which doesn’t have state income tax)… do I still need to maintain some sort of Florida address in order to maintain my Medicare coverage?

This question concerns eligibility and residence.

Eligibility for Medicare Part A and B depends on your legal status in the United States, not on residence. If you meet the requeirements for Part A and B, you are not required to maintain residence in the U.S.

Eligibility fot both Medicare supplement Insurance and Medicare Advantage Plans  requires that you maintain both Part A and B of Medicare and legally reside within the coverage area, And remember: You can only maintain Part B if you continue to pay your Part B premium if you continue to pay your Part B premium.

For Advantage Plans, you must maintain residence for a period of six months per calendar year within your policy’s coverage area. Coverage are for Advantage Plans in most commonly based on the country you live in. Medicare Supplement Plans required that you reside in the issuing state. Usually, residence is defined as the llocation where the costumer files his tax return. Both policies required a Physical address in the coverage area and will not accept P.O. Boxes.

An examples: I was talking with an expat recently who informed me that he and his wif have take out residence in Baja California, he then state that they have no more liability for state tax. However, he keeps a Medicare Supplement Plan for future use in case he needs it.

This idea is a sticky one because of residence requirements. It could possibly place one at odds with Medicare fraud, waste, and abuse (Federal), as well as state tax evasion.

Although government agencies have been lax in coordinating statistics in the past Medicare fraud is a Hot-button issue, and it is expected to be increasingly enforced in the future.

Fraud, waste, and abuse is a major concern of the Centers for Medicare and Medicaid Services (CMS) and it’s a required course each year for agent renewals. Every year we see the requirements for reporting– and the penalties for nonreporting– becoming more burdensome. Once reportes, most cases are aggressively investigated

 

 

Single Story For Sale in FRACC. PUNTA AZUL

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•  120 sqm single story FOR SALE  USD45,000 .
MLS® ALL0003

PERFECT LAND FOR INVESTMENT IN A PRIVATE PLACE WITH 24/7 SECURITY, PUNTA AZUL IS A POTENTIALLY ACTIVE DEVELOPMENT, ARE 2 LANDS TOGETHER OF 120 M2 EACH ONE.
TERRENO PERFECTO PARA INVERSIÓN EN UN LUGAR PRIVADO CON SEGURIDAD 24/7, PUNTA AZUL ES UN DESARROLLO POTENCIALMENTE ACTIVO, SON 2 TERRENOS JUNTOS DE 120 M2 CADA UNO.

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Single Story For Sale in Plan Libertador, Playas de Rosarito

•  308 sqm , 1 bath , 3 bdrm single story FOR SALE  USD510,000 .
MLS® GN

Lote de 308 mt2 ,con 7 bonitos condominios. Muy bien ubicados en magnifica zona industrial muy aptos para renta.

4 condos de 1 recamara 1 baño

2 condos de 2 recamara 1 baño

1 condo de 3 recamaras 1 baño.

Ubicados en el 657 calle 7 leyes de la col Benito Juarez.

PRECIO DE : 510,000 Quinientos diez mil dólares con 00/100.

Su construcción es semi-nueva edificada desde el año 2008

condominios en venta en plan libertador playas de rosarito. La Zona donde se encuentra es una colonia muy bien ubicada cerca de zona Industrial donde ha y demanda de vivienda para su renta además de estar céntrica, a las playas, maquiladoras, centros de comercio, restaurantes, Ensenada Tijuana, Valle de Guadalupe, rápido acceso a las carreteras y bulevares importantes

Lot of 308 m2, with 7 beautiful condos. Very well located in magnificent industrial area very suitable for rent.

4 condos with 1 bedroom 1 bathroom

2 condos with 2 bedrooms 1 bathroom

1 condo with 3 bedrooms 1 bathroom.

Located at 657 Calle 7 Ley de la Col Benito Juarez.

PRICE OF: 510,000 Five hundred and ten thousand dollars with 00/100.

Its construction is semi-new built since 2008

Condos for sale in plan libertador , The Zone where it is located is a colony very well located near the Industrial zone where there is and demand for housing for rent as well as being central, to the beaches, maquiladoras, trade centers, restaurants, Ensenada Tijuana, Guadalupe Valley, quick access to the important roads and boulevards

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Price dropped on HOME IN ROSAMAR , ROSARITO BEACH in ROSAMAR , ROSARITO BEACH

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Announcing a price drop on HOME IN ROSAMAR , ROSARITO BEACH, a 300 sqm , 2 bath , 1 half bath , 4 bdrm single story. Now FOR SALE  USD279,000 . REDUCED PRICE !!
MLS® PGH0001

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Single Story For Sale in El Sauzal, Ensenada

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Per square meters

•  single story FOR SALE  USD350 .
MLS® GTL0004

Excelentes terrenos en venta en Rosarito, ubicados en el sauzal a elección son 7 terrenos con las siguientes medidas:
3 vista al mar y 4 frente al mar
4 ha medidas de 136.54*503.033*78.34 vista al mar
4 ha medidas de 106.5*547.01*71.5 vista al mar
4 ha medidas de 77.40*547.01*82.4 vista al mar
2 ha medidas 230.60*156.11 frente al mar
9.701.34 m² medidas 37.24*156.11*220.42 frente al mar
9,701.34 m² 58.45*280.34*32 frente al mas
9,720.12 m² 478.82*320.02*32 frente al mar

con excelente panorama y vista al mar!!

Excellent land for sale in Rosarito, located in the sauzal of choice are 7 lots with the following measures:
3 ocean view and 4 oceanfront
4 ha measures 136.54 * 503.033 * 78.34 ocean view
4 ha measures 106.5 * 547.01 * 71.5 ocean view
4 ha measures 77.40 * 547.01 * 82.4 ocean view
2 ha measures 230.60 * 156.11 facing the sea
9,701.34 m² measures 37.24 * 156.11 * 220.42 facing the sea
9,701.34 m² 58.45 * 280.34 * 32 in front of the mas
9,720.12 m² 478.82 * 320.02 * 32 facing the sea

with excellent panorama and ocean view !!

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